Last Updated: 7/8/2026
Welcome to the Commonwealth Bancorp website. By accessing or using this website, submitting information through this website, or communicating with Commonwealth Bancorp through online forms, phone, email, or text messaging, you agree to these Terms and Conditions.
1. Company Information
Commonwealth Bancorp provides mortgage-related services, including loan inquiries, purchase financing, refinance options, pre-approval support, loan application assistance, document collection, and borrower communication. Any information provided on this website is for general informational purposes only and does not constitute a loan approval, commitment to lend, legal advice, tax advice, or financial advice.
2. No Loan Approval or Commitment
Submitting information through this website does not guarantee loan approval, loan terms, interest rates, fees, or closing. All loan programs, rates, terms, and conditions are subject to borrower qualification, lender approval, underwriting review, property approval, credit review, income and asset verification, and applicable federal and state lending guidelines.
A loan is not approved unless and until all required underwriting conditions are satisfied and a formal approval or commitment is issued by the applicable lender.
3. Website Information
Commonwealth Bancorp makes reasonable efforts to keep website information accurate and current. However, loan programs, interest rates, fees, guidelines, and availability may change without notice. Website content may not reflect the most current loan terms or program requirements.
You should contact Commonwealth Bancorp directly to discuss your specific loan scenario.
4. User Submissions
When you submit information through this website, you agree that the information you provide is accurate, current, and complete to the best of your knowledge. This may include your name, phone number, email address, property information, loan purpose, income information, asset information, credit-related information, or other details needed to evaluate your mortgage inquiry.
You agree not to submit false, misleading, fraudulent, or unauthorized information.
5. Consent to Contact
By submitting your contact information to Commonwealth Bancorp, you authorize Commonwealth Bancorp and its representatives to contact you regarding your mortgage inquiry, loan application, refinance request, purchase loan, pre-approval request, document requests, disclosures, loan status updates, appointment scheduling, and related customer service matters.
Commonwealth Bancorp may contact you by phone, email, text message, or other communication methods you provide, subject to applicable law and your communication preferences.
6. SMS/Text Messaging Terms
If you provide your mobile phone number and consent to receive text messages, you agree to receive SMS/text messages from Commonwealth Bancorp regarding your mortgage inquiry, loan application, document requests, appointment reminders, loan status updates, disclosure reminders, and related customer service communications.
Message and data rates may apply. Message frequency may vary. You may opt out of future text messages at any time by replying STOP. You may request assistance by replying HELP.
Consent to receive SMS/text messages is not a condition of applying for or obtaining a loan or service from Commonwealth Bancorp.
Commonwealth Bancorp does not sell or share SMS consent or mobile phone numbers with third parties for their marketing purposes.
7. Privacy
Your use of this website is also subject to our Privacy Policy. The Privacy Policy explains how Commonwealth Bancorp may collect, use, store, and protect information you provide.
Please review the Privacy Policy carefully. By using this website or submitting information, you acknowledge that you have reviewed and understand our Privacy Policy.
8. Third-Party Services and Links
This website may include links to third-party websites, borrower portals, document upload platforms, credit reporting services, lenders, title companies, escrow companies, or other service providers.
Commonwealth Bancorp is not responsible for the content, security, privacy practices, or terms of use of any third-party website or platform. Accessing third-party links is done at your own risk and subject to the terms and policies of those third parties.
9. Secure Document Submission
If Commonwealth Bancorp provides access to a secure borrower portal or document upload system, you are responsible for using that system properly and protecting your login credentials. You should not send sensitive personal, financial, or identity information through unsecured channels unless specifically instructed.
Commonwealth Bancorp may request documentation needed for loan review, including identification, income records, bank statements, tax returns, mortgage statements, insurance documents, entity documents, purchase contracts, lease agreements, rent rolls, or other loan-related documents.
10. No Legal, Tax, or Investment Advice
Commonwealth Bancorp does not provide legal, tax, accounting, or investment advice through this website. Any mortgage-related information is provided for general educational and loan inquiry purposes only.
You should consult your own attorney, CPA, tax advisor, financial advisor, or other professional before making legal, tax, investment, or financial decisions.
11. Intellectual Property
All content on this website, including text, graphics, logos, design elements, images, forms, and other materials, is owned by or licensed to Commonwealth Bancorp unless otherwise stated. You may not copy, reproduce, distribute, modify, display, or use website content for commercial purposes without written permission from Commonwealth Bancorp.
12. Prohibited Use
You agree not to use this website to:
Submit false or misleading information
Attempt to gain unauthorized access to systems or data
Interfere with website functionality or security
Upload malicious code, viruses, or harmful files
Use the website for unlawful, fraudulent, or abusive purposes
Misrepresent your identity or authority
Collect information from the website without permission
13. Limitation of Liability
To the fullest extent permitted by law, Commonwealth Bancorp is not liable for any damages arising from your use of this website, reliance on website information, inability to access the website, errors or omissions in website content, third-party links, or unauthorized access caused by circumstances outside our reasonable control.
14. No Warranty
This website and its content are provided “as is” and “as available.” Commonwealth Bancorp does not guarantee that the website will be uninterrupted, error-free, secure, or free from viruses or other harmful components.
15. Changes to These Terms
Commonwealth Bancorp may update these Terms and Conditions at any time. Updates will be posted on this page with a revised “Last Updated” date. Your continued use of the website after changes are posted means you accept the updated Terms and Conditions.
16. Governing Law
These Terms and Conditions are governed by the laws of the State of California, without regard to conflict of law principles.
17. Contact Information
If you have questions about these Terms and Conditions, please contact:
Commonwealth Bancorp
Diego Guiga
Email: diego@cbancorp.com
Phone: (310) 450-3100
